To be eligible for Alterwood Advantage Dual Secure, you must have Medicare Part A and Part B, have Medicaid through the State of Maryland, and reside within one of the following Maryland counties: Anne Arundel, Baltimore, Caroline, Carroll, Cecil, Charles, Dorchester, Harford, Howard, Kent, Montgomery, Queen Anne’s, Somerset, Talbot, Washington, Wicomico, and Worcester.
| Benefits | Description |
|---|---|
| Monthly Premium | $0 |
| Medicaid Eligibility | Full Benefit Dual Eligible (FBDE) Qualified Medicare Beneficiary (QMB) |
| Deductible | No Deductible |
| Maximum Out-of-Pocket (MOOP) | $8,300 |
| Primary Care Physician Visit | $0 copay – no referrals required |
| Specialist Visit | $0 copay – no referrals required |
| Preventive Services | $0 copay |
| Telehealth | $0 copay for eligible services |
| Inpatient Hospital Stay | Days 1 – 6: $0 copay per day Days 7 – 90: $0 copay per day |
| Outpatient Hospital Facility | $0 copay |
| Ambulatory Surgical Center | $0 copay |
| Emergency Care | $0 copay |
| Urgent Care | $0 copay |
| Diagnostic Tests (Sleep study, Stress test) | $0 copay |
| Lab Services | $0 copay |
| Diagnostic Radiology (MRI, CT scan) | $0 copay |
| Therapeutic Radiology (Radiation for Cancer) | $0 copay |
| X-Rays | $0 copay |
| Diabetic Supplies | $0 copay |
| Durable Medical Equipment | $0 copay |
| Additional Benefits | Description |
|---|---|
| Dental | Medicare-covered: $0 copay Preventive & Comprehensive Coverage: $2,500 annual allowance towards services. Preventive services: $0 copay Comprehensive services: $0 copay |
| Vision | Medicare-Covered Exam: $0 copay Medicare-Covered Eyewear: $0 copay Routine Exam: $0 copay, 1 per year $400 allowance every 2 years towards eyewear |
| Hearing | Medicare-covered: $0 copay Routine Exam: $0 copay, 1 per year Hearing Aids: $1,350 allowance every 3 years |
| Transportation | $0 copay, 36 one-way trips |
| Over-the-Counter (OTC) Products & Essential Food Pantry Items | $150 quarterly allowance through plan’s catalog |
| Utility Flex Card | $50 per month towards utilities such as gas, electric, and water This benefit is a part of a special supplemental program. All members may not qualify. |
| Podiatry Services | Medicare-Covered: $0 copay Routine Care: $0 copay, 6 per year |
| Health & Wellness Program | $150 annual reimbursement towards the purchase of a fitness tracker, at-home fitness equipment, participation in instructional fitness class, or gym membership |
| Home Delivered Meals | 14 healthy meals available after discharge from an inpatient hospital stay or skilled nursing facility stay, available 8 times per year |
| Chiropractic Services | Medicare-Covered: $0 copay Routine Care: $0 copay, 4 per year Chiropractic Evaluation: $0 copay, 1 per year |
| Prescription Coverage | Standard Retail & Mail Order Cost-Shares | |
|---|---|---|
| Deductible | $0 – No Deductible | |
| 30-day Supply | 90-day Supply | |
| Generics | $0, $1.45, or $4.15 | $0, $1.45, or $4.15 |
| (Depending on your level of Extra Help) | ||
| All Other Drugs | $0, $4.30, $10.35 | $0, $4.30, $10.35 |
| (Depending on your level of Extra Help) | ||
| Part D Vaccines | Our plan covers most Part D vaccines at no cost to members. | |
| Insulin | Members won’t pay more than $10.35 for a one-month supply of each insulin product covered by our plan, no matter what cost-sharing tier it’s on. | |