About Our Plans

Alterwood Advantage is a Maryland-based Medicare Advantage plan designed to provide quality, affordable health plan options to Medicare beneficiaries.

Plans Overview

To enroll in an Alterwood Advantage health plan, you must reside in our service area and have both Medicare Part A and Part B.

Our service area includes the following counties in Maryland: Anne Arundel, Baltimore, Baltimore City, Caroline, Carroll, Cecil, Charles, Dorchester, Frederick, Harford, Howard, Kent, Montgomery, Prince George’s, Queen Anne’s, Somerset, Talbot, Washington, Wicomico, and Worcester.

Alterwood Advantage Select (HMO)

Enjoy a $0 monthly premium while getting extra benefits like dental, vision, hearing, fitness, and so much more!

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Alterwood Advantage Choice (HMO)

An affordable all-inclusive plan offering coverage for medical, hospital, prescription drugs, and additional benefits like dental, vision, hearing, and so much more!

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Alterwood Advantage Choice Plus (HMO)

Same all-inclusive coverage as Alterwood Advantage Choice, but with lower cost-shares when at your appointments. Also receive additional benefits like lifestyle medications.

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Alterwood Advantage Freedom (HMO)

This plan is specifically designed to complement Medicare beneficiaries that have additional coverage, like VA benefits. This plan does not cover prescription drugs.

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Alterwood Advantage Dual Secure (HMO D-SNP)

Alterwood Advantage Dual Secure is for Medicare beneficiaries that also have Medicaid. Receive the same coverage of Original Medicare, but receive additional benefits like transportation, dental, vision, and so much more at no additional cost to you!

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Alterwood Advantage Dual Value (HMO D-SNP)

Alterwood Advantage Dual Value is for Medicare beneficiaries that also have Medicaid. Enjoy lower cost-shares and enhanced extra benefits!

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Compare Our Plans

Alterwood Advantage
Select (HMO)
Annual Deductible
$750 on select services
Doctor Visits
Primary Care: $
Specialist: $35
Emergency Room
$100
Urgent Care
$
Preventive Services
No Charge
Telehealth
Offers Telehealth
Inpatient Hospitilization

Deductible, then:
Days 1 - 4: $290 copay per day
Days 5 - 90: $0 copay per day

Prescription Drug Coverage
Check
Monthly Premium
$0 / Month
Alterwood Advantage
Choice (HMO)
Annual Deductible
No Annual Deductible
Doctor Visits
Primary Care: $
Specialist: $20
Emergency Room
$100
Urgent Care
$
Preventive Services
No Charge
Telehealth
Offers Telehealth
Inpatient Hospitilization

Days 1 - 6: $290 copay per day
Days 7 - 90: $0 copay per day

Prescription Drug Coverage
Check
Monthly Premium
$35 / Month
Alterwood Advantage
Choice Plus (HMO)
Annual Deductible
No Annual Deductible
Doctor Visits
Primary Care: $
Specialist: $
Emergency Room
$100
Urgent Care
$
Preventive Services
No Charge
Telehealth
Offers Telehealth
Inpatient Hospitilization

$300 copay per stay

Prescription Drug Coverage
Check
Monthly Premium
$125 / Month
Alterwood Advantage
Freedom (HMO)
Annual Deductible
No Annual Deductible
Doctor Visits
Primary Care: $
Specialist: $35
Emergency Room
$100
Urgent Care
$35
Preventive Services
No Charge
Telehealth
Offers Telehealth
Inpatient Hospitilization

Days 1 - 6: $335 copay per day
Days 7 - 90: $0 copay per day

Prescription Drug Coverage
Does Not Offer
Monthly Premium
$0 / Month
Alterwood Advantage
Dual Secure (HMO D-SNP)
Annual Deductible
No Annual Deductible
Doctor Visits
Primary Care: $
Specialist: $
Emergency Room
$
Urgent Care
$
Preventive Services
No Charge
Telehealth
Offers Telehealth
Inpatient Hospitilization

Days 1 – 6: $0 copay per day
Days 7 – 90: $0 copay per day

Prescription Drug Coverage
Check
Monthly Premium
$0 / Month
Alterwood Advantage
Dual Value (HMO D-SNP)
Annual Deductible
No Annual Deductible
Doctor Visits
Primary Care: $
Specialist: $20
Emergency Room
$100
Urgent Care
$
Preventive Services
No Charge
Telehealth
Offers Telehealth
Inpatient Hospitilization

Days 1 – 5: $290 copay per day
Days 6 – 90: $0 copay per day

Prescription Drug Coverage
Check
Monthly Premium
$0 / Month
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